Privacy Policy

    Introduction

    Our company values your privacy and is committed to ensuring that you understand how your information is being utilized. We strive to minimize human intervention and data scrutiny, as we aim to provide services in a real-time online environment, which includes our servers and your internet connection. While we do not rule out the possibility of information stored in our company's database being accessed and reviewed by our employees or contractors for official purposes, your information will primarily be accessed, reviewed, analyzed, and modified by our computer programs, APIs, or APKs. We will make reasonable efforts to ensure that access to your information stored in our database is limited to what is necessary to provide services to your account as per your occasional requests.

    Our company will only collect, store, and use your information to provide services to you in compliance with applicable laws and to provide certain services to Timcash regarding its transactions with you. This privacy policy strives to inform you of the types of information that may be collected and the proprietary techniques employed to collect, use, process, disclose, and maintain such information.

    This Privacy Policy must be read in conjunction with the Terms of Service, Use Terms, and any other terms and conditions relating to the services that the company may list on its website. Please read and understand this privacy policy carefully. By installing the Timcash mobile application and/or using or accessing the service, you signify your agreement to this privacy policy. If you do not agree with our policies and practices as described in this privacy policy, you can choose not to use the service. However, the company will retain certain information within the scope necessary to maintain the functionality of not contacting or providing services on your request.

    By accepting this privacy policy, you explicitly consent to the collection, retention, analysis, use, and disclosure of your personal information by the company in accordance with this privacy policy.

    Applicability of the Privacy Policy

    We collect the following information to provide our services:

    1. Contact information or identity information: This includes but is not limited to your name, email address, phone number, passport number, or similar information to accurately identify your identity.
    2. Personal and device information: Timcash collects name, phone number, email address, PAN, date of birth, password, employment details, monthly income, marital status, and the relationship with co-applicants (if there are multiple applicants for a loan). We may request additional information later to verify your identity or support other features of the application. We collect certain information about your mobile or computing device, communication device, browser information, IP address, such as hardware model, operating system and version, software and file names and versions, advertising identifiers, serial numbers, device movement information, and mobile network information to accurately identify your identity. Additionally, we collect specific types of information stored on user devices to enable customer support, research and development, facilitate communication, promote marketing activities, enable automated decision-making, and meet legal and regulatory requirements.
    3. Contact information:The information we collect includes the names, phone numbers, account types, and recently updated contact details of your contacts. This contact list information serves as a reference for assessing the user's credit score and preventing fraudulent activities. To ensure security, all contact data is securely encrypted and stored on our platform at https://xxxx.
    4. Bank card and financial information: In order to provide our services, we may collect bank information, including credit card and debit card details, if you choose to store such information with us. However, please note that we do not store or process sensitive payment authentication details, such as full credit card numbers, bank account numbers, CVV codes, one-time PINs, or similar information required for online payments. It's important to understand that the collection, storage, and usage of such information may be handled by the payment gateway service provider you select to process your transactions. The terms and conditions of the payment gateway service provider will govern the handling of this information according to their policies.
    5. Installed applications:Our App may need to access the list of installed applications on your device. By obtaining this information, we can perform application compatibility detection and function expansion to provide better user experience and personalized services.Encrypted information will be uploaded to servers at https://xxxx/, including installed app details, running processes, overall app usage and frequency, crash data, installation and usage patterns, performance data, app origin, and others Relevant information to assess account and transaction risk.
    6. Location information:Our app requires access to your location information in order to provide you with more accurate and personalized services. By obtaining your location information, we can display relevant information such as nearby loan institutions, banks, and promotional activities. Your location information will only be used to provide the relevant services and will not be used for any other purposes. Please be assured that we respect your privacy rights, and we will strictly protect and handle your personal information in accordance with applicable laws and regulations.

    Collectively, all the aforementioned information is referred to as "user information." It's crucial to clarify that our privacy policy does not apply to, and we can not be held responsible for, any information collected by Timcash or any third parties while using our services. This also includes any information obtained through links accessed or advertisements encountered during your use of our website/application, as well as any data collected by bots.

    Manner of Collection of Information:

    We may collect user information in the following ways, including but not limited to:

    - User account registration: When users register with us by setting up a user account.

    - Transactional data: Through transactions users conduct with our partners and lending associates, where users provide input data for the transactions.

    - Mobile applications: When users access our provided applications on smartphones or tablets.

    - Cookies and other tracking technologies: By using cookies and other tracking technologies to collect user information.

    - Analytics tools: We utilize analytics tools to improve customer experience, track user activities, page content, clicks, movements, website interface usability, and scrolling on the website. Users' personal information will never be stored or shared with any third parties.

    - Automatic data collection: In most cases, data collection may occur automatically.

    COOKIE POLICY:

    "Cookies" refer to files or software that are placed on your computer system's hard drive and browser. They serve the purpose of improving your user experience by allowing the company to track your usage patterns and preferences. These cookies may track your usage of the service, the advertisements and links you interact with, and other user information. The company primarily uses cookies to track user preferences when accessing the website. It is advisable to accept cookies.

    Additionally, you have the option to provide information that you intend to post, display, publish, or transmit to other users of the service. Please note that any risks associated with sharing such information with others are solely your responsibility. It is important to be aware that the company can not control the actions of other users of the service with whom you choose to share information.

    Other Terms:

    1. We reserve the right to modify the terms of this Privacy Policy at any time in order to reflect changes in our practices or legal requirements. We will provide reasonable notice of any significant updates and, if necessary, seek your consent.
    2. If you have any questions, concerns, or need assistance regarding this Privacy Policy or how we handle your personal information, please reach out to our dedicated customer support team. Their contact details are provided for your convenience.
    3. Our applications are intended for use by adults. If you are under the legal age of majority, please refrain from providing us with your personal information. Should we discover that we have inadvertently collected personal information from a minor, we will take appropriate measures to delete that information and terminate their account.
    4. When using this application, please take necessary precautions to protect your personal information and avoid disclosing sensitive details to other users. Please note that the internet is not a completely secure environment, and while we strive to implement reasonable security measures to protect your personal information, we can not guarantee absolute security.

    Disclaimer:

    1. The Timcash application is designed to provide loan services and related financial information. However, please note that any information provided on the App is for general reference only and should not be considered legal, financial, or investment advice. Any decisions made using this App should be based on your own independent judgment and risk tolerance.
    2. The Timcash App evaluates the personal information provided by you and offers specific loan options. While we make efforts to ensure the accuracy and timeliness of the information provided, we can not guarantee the completeness, accuracy, reliability, or applicability of the information.
    3. Using the Timcash App to apply for a loan does not guarantee approval or specific loan terms. We solely provide a platform to connect lenders and loan applicants.
    4. It is important to exercise caution in protecting your personal information when using the Timcash App. We employ reasonable security measures to protect your information against unauthorized access or use. However, due to technological limitations and unforeseen risks, we can not guarantee that your information will always be free from security vulnerabilities.
    5. We disclaim any liability for any errors, inaccuracies, or omissions in using the Timcash App or for any losses resulting from incomplete, delayed, or tampered information provided.
    6. The Timcash App may contain links to other websites or third-party services. These links are provided for your convenience, and we bear no responsibility for the content, privacy policies, or security of these websites or services.

    Please carefully read and understand our disclaimer before using the Timcash App. By using the App, you agree to comply with the contents of this disclaimer.

    For any questions or further clarification, please contact our customer support team.

    Contact Us

    Email:[email protected]

    address:1/171, Old Mahabalipuram Road, Thandalam Vill Thiruporur, Kanchipuram Kancheepura Kancheepuram Tamilnadu 603110 India .